Devon Sandoval

Bridge loans underwrite business plans; permanent debt underwrites existing income streams.

AI-native tools can extract meaning from chaotic document formats that break rule-based systems.

Validated rent roll data flows directly into underwriting models without manual re-entry.

Missed data points in rent rolls can quietly tank deal economics before anyone notices.

Automation cuts lending invoice processing from weeks to hours while building an audit trail.

CRE firms waste billions on AI tools that never get used—here's how to make them stick.

Private credit's rapid growth is spawning specialized software that horizontal tools can't match.

Ask vendors to prove accuracy on your actual deal documents, not polished demos.

Automation that traces CRE numbers back to source documents survives regulatory scrutiny.

How a property's cash income stacks against what it owes in debt.

The metric lenders check first to ensure a property generates enough income to pay its debt.

Single-point coverage ratios mask loan fragility that fat-tailed scenarios reveal.