Recurring Financial Reporting Spreads for Loan Monitoring
Lenders can catch borrower trouble sooner by spreading financials continuously instead of quarterly.
Simon Delacroix
Reporter
Simon Delacroix
Simon Delacroix writes about Credit Underwriting, CRE AI Agents, drawing on years spent close to the people these decisions affect.
10 stories
Document Automation ROI in Loan Origination
Automation handles document work so underwriters can focus on lending decisions.
Simon Delacroix
Accounts Payable Automation for Real Estate Operators
Automation cuts processing costs and payment delays across multi-property portfolios.
Simon Delacroix
Evaluating AI Underwriting Vendors for CRE
How to pick an AI underwriting vendor that actually fits CRE.
Simon Delacroix
Borrower and sponsor financial spreading tools for CRE credit underwriting
CRE spreading requires specialized tools designed for multi-entity deals.
Simon Delacroix
NAV and Fair Value Reporting for Private Credit Funds
How funds determine fair value for illiquid private credit assets when market prices don't exist.
Simon Delacroix
Key Commercial Loan Terms and Definitions
Understanding DSCR, LTV, and debt yield prevents losses during 2026's refinancing surge.
Simon Delacroix
CRE Debt Service Coverage Ratio Calculation Methodology
Lenders use different adjustments to NOI and debt service.
Simon Delacroix
Commercial Loan Calculator Methodology
Understanding the three tests that cap commercial loan size reveals why deals fall short.
Simon Delacroix
AI Bias and Fair Lending Risk in CRE
AI trained on biased lending history can encode discrimination without explicit instruction.
Simon Delacroix